The Financial Freedom Handbook: A Practical Guide for the MENA Region – A Teaser

As some of you might know, I’m co-authoring a book with my dear friend Nadim Issa on Financial Freedom that is due to be published soon.

The book is really focused on the MENA region and has been written in a way to provide insights, techniques, suggestions and ways to reach financial freedom taking into consideration the financial systems, banking system, legal structure, and culture in the MENA region.

I’m just going to share the “Preface” of the book below as a small teaser about the book, stay tuned as I will announce when it is officially launched.

Preface

Financial freedom is an aspiration to many, if not most, individuals around the globe, yet achieving it can be rather tricky, and challenging, and needs a lot of hard work, particularly in the MENA region. This book, written by two co-authors, Afif Tabsh and Nadim Issa, aims to provide readers with practical insights, information, and real-life examples of how to gain financial freedom in the MENA region.

The idea for this book came during the authors’ morning walks in Istanbul as they discussed ways to optimize their financial status after losing most of their savings and investments in Lebanon’s financial crisis. They realized that their experiences and observations of what is happening across the region could benefit many others in the MENA region. Their discussions and brainstorming sessions culminated in a new framework for the book, which will serve as a toolkit for anyone seeking financial freedom in the MENA region.

Throughout the following chapters, readers will learn how to gain financial freedom in the MENA region, focusing on the unique challenges and opportunities specific to the region. However, lessons learned, facts, and knowledge apply to everyone wherever they live, especially in third-world countries or developing countries. This differentiation is because many techniques, resources, options, policies, and regulations in countries like the US, UK, Canada, and most European countries do not apply in the rest of the world. Thus the authors focused on making this financial freedom book MENA-Centric in its approach rather than Western/US-Centric like most of the books and resources available on this topic.

The book covers various stages of life, from university to retirement and beyond, providing practical insights and advice for novice investors, entrepreneurs, and anyone with an ambition to succeed in the region. The word success in this book refers to people’s financial freedom and not their business success, career development, and impact on the community or any other metric.

The importance of this book at this point in time lies in the fact that despite the challenges that the world is witnessing, from hyperinflation to recessions and world health crises like covid19, the MENA region continues to show impressive growth, with many countries enjoying at least a 3% year-on-year GDP growth. This growth is fueled by significant government investments in infrastructure and high demographic development of more than 2% per year. With this in mind, the authors believe that anyone in the MENA region can achieve financial freedom with the proper knowledge, mindset, and resources that this book aims to provide.

With over 35 years of combined experience, Afif and Nadim offer a wealth of knowledge and practical insights that will help readers achieve their financial goals. They have tailored their advice to the unique challenges and opportunities of the MENA region, making this book an essential resource for anyone looking to gain financial freedom in this region.

The authors hope this book inspires, informs, and motivates you to achieve financial freedom in the MENA region. Enjoy and benefit from it!

Reflections on Being 30

30 years.jpg

Dear Reader,

It’s been a while since I wrote blog post, but I’m taking the occasion of recently turning 30 to reflect on what it means to me, where I stand in life now and my perspective on what is yet to come in the future.

To start, I’m glad to say it’s been hectic, rewarding, challenging, stressful at times but most importantly an enjoyable journey. Looking back at the last 10 years, I feel blessed to have been faced with many challenges, phases of life, career changes, love life changes, and I even lived abroad for a short while.

In the past 10 years, I’ve changed 4 jobs and had a complete career shift from IT into Management Consulting. In that period I’ve also earned 6 international certifications and a masters degree. I’ve establish multiple NGOs, elected to the Board in some, advised numerous others, trained more than a 1,000 youth and professionals alike, travelled to numerous countries, met some of the most inspiring people but most importantly married the love of my life and got a beautiful baby boy.

Now that I’m 30, I feel I’m at the nexus of life where I’m definitely more mature, experienced and knowledgeable than any of my previous years, but I’m also less interested in many things, less eager about proving myself here or there, less enticed by new adventures and definitely less willing to take risks.

Overall I feel more rooted in who I became, my family, my country, my friends, my network, my comfort zone in general. Yet 2 things I can’t seem to quench, my curiosity and my ambitions. I constantly feel restless to learn more and achieve more things in my life. In every avenue I take whether it being professional life, academic knowledge, volunteer work or personal/social life… I constantly am on the lookout for what is yet to come, what is next, what the future will bring.

This restlessness is sometimes a much needed fuel that keeps me going, to aspire for more impact and growth, to do more and learn more. Yet at times it somehow feels like a burning desire to take some unwarranted risks, to dedicate more time and effort in things that might not necessarily be in line with what is best at the moment, to dream of things that are not yet attainable nor practical.

One thing I know for sure is that my brain never stops pondering about the possibilities that lay ahead, the “what ifs”, the different ways I can be spending my time and effort. Sometimes I get that urge to just quit my job and break free from the never ending rat race and go freelance, do what I am passionate about, explore different options, establish some social enterprise or simply just hustle my way through life. Sometimes I feel like I want to take a whole quarter of un-paid leave and just spend time with my wife and baby, do some volunteer work, travel around different countries, experience new things that I have been wandering about.

Then reality check comes in and reminds me of all the pros and cons. It reminds me about the lifestyle I’ve put my self and my family in, about the responsibilities of being a husband and a father, about the potential of not being able to provide to my family the basic needs if things go south.  The debate goes on for a while in my head, and usually this happens late at night while gazing out from my balcony to the view of the city, the sea and nature. I realize that the 3 of them are co-existing, balanced somehow, even though some take a toll on the other, but they co-exist and have found their equilibrium (though they are ever changing, they still stabilize somehow). So I remind myself of all that I’m doing lately, from work to volunteering to quality time with family and friends. It gets me to realize that the sea ought not take over the city and nature, nor the city to overtake the others, and balance is the key to sustainability. So I calm myself down and hold my horses from going irrational.

30 is an interesting age, a time in life where one is equipped to do much more than before, but also has many more guidelines and responsibilities. It’s exciting and calming at the same time. It allows me to reflect on the many things that have passed and been achieved, and the many more things that are yet to be done. It reminds me that 3 decades have passed, and God willing, I’d have many more yet to come, so there is still time to do a lot. It gives me the realization that the world doesn’t move as fast as I hope it would, things don’t change as rapidly as I’d like, achievements don’t come by as frequently as I desire, nevertheless there is time and patience is a virtue.

For now, I’m going to take it easy and enjoy the 30s, keep on dreaming and aspiring, keep on pushing for more and learning more while still ensuring that I’m well rooted and grounded, lest I leap into the realm of the unknown.

Starting a New Career Journey

crossroad1Dear Friends and Readers,

For those who don’t know my career journey so far, here it is.

I come from an IT background, and more than 4 years ago, I took a Project Management Professional (PMP) course at the American University of Beirut – Continuing Education Center (AUB-CEC) in partnership with CMCS Lebanon.

Building on that, I went for the exam and became a certified PMP. In the mean time, the trainer who gave me the course, who eventually became a close and trusted friend, introduced me to the Managing Partner of CMCS. Few months later, they offered me a job at CMCS as a Consultant and that’s when I transitioned from IT into Consultancy.

3 years later, I managed to grow and develop at CMCS to become the Operations Manager in addition to having had the pleasure of delivering training courses of all kinds related to Project Management and Business Analysis, training being something I enjoy passionately. I’ve also managed to earn 3 other certifications (CBAP, PBA, GPM-b) and pursue my masters in Human Resources Management (MHRM) at AUB with a focus on Competency Models and Training Development.

This summer, and out of the blue, I got contacted by the HR of one of the big 5 consultancy firms asking me if I’m interested in joining their team based on my achievements and my LinkedIn profile.

So I went through the selection process and I’m proud to say that I’ve been given an offer, which I took.  Therefore, I submitted my resignation from CMCS and will be heading off to this firm by the end of August.

This means I’m ending a beautiful journey in a company I’ve grown to love and respect its team, its professionalism and its achievements. It’s a hard decision to leave something you are doing well at, but at the same time, sometimes one got to think numerous steps ahead.

In addition to that, I’m not only transitioning out of CMCS, but I’m also leaving the country, which is a major career and life-style change. It’s a leap of faith, and I surely hope it’ll pay off in terms of career growth, more challenges and opening new doors.

I’m proud to say, as of September 1, 2015, I’ll be having a managerial position in the Advisory and Consultancy team at PricewaterhouseCoopers (PwC) in their Riyadh Office!

As a final note, I want to thank everyone who supported me in this journey of growth and I’m glad to have met everyone I worked with, partnered with, volunteered with and given a training to anywhere around the globe!

World Economic Forum – Vatican Meeting: Millennials Presenting to the Pope their Views on Social & Economic Exclusion

WEF Vatican

The World Economic Forum in Geneva, in collaboration with the Holy See (Pontifical Council for the Laity) and the Pontifical University of the Holy Cross, convened young leaders in Rome to explore ways of overcoming social and economic exclusion. The meeting was organized  to respond to the challenge Pope Francis posed: How do we create a new global mindset to overcome social and economic exclusion?. Thus the meeting was titled “Towards a New Global Mindset: Overcoming Social and Economic Exclusion.”

The meeting took place on November 18-19 and brought together around 80 leaders from the Forum’s Global Shapers, Young Global Leaders and Social Entrepreneurs communities, as well as representatives from the Holy See, senior business leaders and experts on inequality and social inclusion.
Participants had the opportunity to discuss the drivers of inequality and exclusion, contribute their experience and ideas in an interactive environment, explore innovations from the private and public sectors and civil society, all with the goal of finding new ways to foster more inclusive economies that are based on the principles of love and respect for all people.

Accordingly, a working paper was prepared and presented to Pope Francis on November 18th, after having an audience with the Pope in the Vatican. This was followed by an insider tour within the Vatican’s buildings and gardens and ended with a farewell lunch inside the Vatican at the Pontifical Academy of Sciences, whose work was presented by Bishop Marcelo Sanchez Sorondo, Chancellor of the Academy.

I was honored to be selected as one of the 40 Global Shapers attending this meeting from among 4,500+ Global Shapers around the world to participate in this event. As the Curator of the Global Shapers Beirut Hub, I was representing Lebanon in this meeting and presenting the perspective of both Youth and Civil Society.

Findings of the meeting and follow-up actions will be communicated in the coming months as they go through the necessary process inside the Vatican and the World Economic Forum.

Below are some photos from the 2 days.

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From 2013 to 2014: Reflections & Projections

2013 2014Now that we’ve embarked on 2014, and after spending some time reflecting on how everything went in 2013 in my life, I’d like to share some of the milestones and things that were important to me in 2013 and some of those that I have planned for 2014.

Over the years, I’ve learned that when we share and write what we have achieved, we value it more, and when we do the same for what we dream and plan of, we somehow become more psychologically motivated and committed to achieve it. So I do recommend you share the same, whether here as a comment on this blog posts or with your network somehow.

 

So here it goes:

 

2013

 

Personal:

·       Read A Lot: Just a quick estimate, I read around 3 articles daily on topics of interest, each ranging from 1 to 5 pages. So if I take an average, I read about 1,000+ different topics in 2013 alone.

·       Learned to Let Go: For someone like me who likes to stay on top of things and feeling in-control, it was a tough journey. But nevertheless, I did manage to let go of some personal relations, roles in NGOs and the actual need to be in-control of so many things.

·       Spent More Quality Time: Yes, this was a key goal for me to have a more balanced life in 2013, and I am glad to say I truly value the quality time I spent with family, friends and loved ones.

·       Traveled to New Places: In 2013 alone, I traveled to new cities I never visited before and are London, Oxford, Cappadocia, Mersin, Khartoum and Dubai.

·       Slept More Daily: As of early December, I managed to sustain a 6~8 hour sleep per day (up from just 3~4 hours previously).

 

Career:

·       Got Promoted: Through my work at CMCS Lebanon, I got promoted to the position of Deputy Operations Manager and will be starting my new role as of January 2014.

·       Coordinated A New Program at AUB-CEC: Also through CMCS Lebanon and in collaboration with AUB CEC, I’m proud to say I played a key role in launching and coordinating the Region’s 1st Project Management Postgraduate Diploma. But to be honest, team work is everything, and the team I work with at CMCS and AUB are the ones who truly made it all happen.

·       Trained A Lot: Throughout 2013 I gave more than 10 training courses at AUB and others, while I’ve also introduced a new certificate based training course about Business Analysis called Certified Business Analysis Professional (CBAP) which I’m also the only certified professional in Lebanon till now.

 

NGOS & Volunteer Work:

·       Transitioned Out of Aie Serve: For 7 years, I served as a co-founder and president of Aie Serve and it was about time to let a new leadership come in place and shine. So I’m proud to say that we successfully did an elections where a whole new Board was elected and I transitioned to become one of the organization’s Advisors.

·       Revived Global Shapers Beirut Hub: In December, leaders of the Global Shapers Community from the World Economic Forum visited Beirut, and with their support and some Shapers in Beirut, I’m glad to say that I’m playing a role in reviving the previously dormant Beirut Hub. Thus 6 new Global Shapers were recruited in December.

·       Launched A Youth Project at PMI Lebanon Chapter: With the support of my fellow PMI Lebanon Chapter Board, we’re launching a new Project Management for Youth Initiative in collaboration with PMI- Educational Foundation.

·       Partnered with CSR AL Ahli: Another highlight for me is making a partnership between Aie Serve and CSR Al Ahli Group to provide Mentors for CSR in Action program to give Social Innovators who are working on serving the community the needed support to succeed.

·       Coached, Mentored & Trained Youth: Throughout the year, I realized I enjoy and become full of energy when I am training or coaching or mentoring youth, and thus I spent hours and days with 10s of them in training workshops, meetings, sessions and retreats.

 

 

2014

 

Personal:

·       Take Care of My Body: A healthy mind is in a healthy body they say, thus I’ll be focusing taking better care of my own body whether through sports, a healthier diet or just simply less stressful schedule.

·       Sustain Balance: Keep on the sleeping habits, take more vacations and continue spending quality time in abundance.

·       Keep Reading: With my current reading habits I guess I’m on the right track.

 

Career:

·       Excel At Managing Operations: Now that my new role involves working in Operations Management, I’ll be going the extra mile to learn more about it and excel at it.

·       Expand Training Regionally: Now that CMCS has some stellar training courses and workshops, it’s prime time to take them regionally in 2014.

 

Academic:

·       Start My Masters: I’ve got my eye on 2 Master Programs, and will be registering in one of them before the end of year if God wills. Eventually, it’s about time I proceed my academic growth after acquiring 3 professional certificates in the past 3 years which are PMP, CBAP and GPM-b.

 

NGOs & Volunteer Work:

·       Support Aie Serve’s Growth & Sustainability: With a new Board in place and a Strategic Planning Retreat scheduled early January, I’ll be doing all I can to ensure the new Board and all Aie Servians continue their work properly, grow and enjoy the journey.

·       Grow Global Shapers Beirut Hub: Now that we have a bigger team, January will be the month when the Hub will do their first event.

·       Transition Out of More NGOs: New challenges arise every now and then and in 2014, I’ll make sure to take on some of those, but to do that, I’ll need to drop of some of the current load. In this context, I’ll be transitioning out of my role in PMI Lebanon Chapter and Alumni UNESCO Club.

·       Building A Regional Network for Rule of Law: Through being a John Smith Trust Fellow, I’ll be working with other fellows all around the region from Lebanon, Iraq, Jordan, Oman, and Bahrain, to build and  institutionalize a network of chapters in each country to promote and work on rule of law.

 

 

That is about it for the time being, and I hope you enjoyed it and perhaps got inspired by a few things here and there.

 

I’d really like to get to know your reflections on 2013 and your plans for 2014! 🙂

Compilation: Management & Personal Development

Personal Development
Personal Development

I was asked by some of my friends to compile related articles together in an accessible way. Thus, I’m posting this as a simple compilation of relevant articles under the theme of “Management & Personal Development”.

Check the links below of the aforementioned articles:

 

I hope you enjoy the articles and feel free to subscribe to my Blog for regular updates.

 

A Key to Happiness: Love Thy Self!

ImageMy dear reader,

Today, I’m going to share with you a secret of mine that made me find one of the ways to happiness. It’s more intuitive than you might think and I hope it works for you as well 🙂

I’ve went through several transformations in my life and by far the most critical of them was learning to love myself. I’m not talking about being conceited and self centered, that is way too far from what I mean; it’s actually about learning to look in the mirror and really appreciating and loving the person you see.

So what I want you to do after reading this article is to go to the nearest mirror and ask yourself if you love the person you are seeing. Do you appreciate all what this person has been through and what this person became as a result of those experiences? But always remember to be extremely honest to yourself while answering all those questions to be able to identify the way you see yourself.

If your answer is yes, then learn to appreciate yourself more by recognizing and loving that person. This is crucial, simply because the more you love yourself, the easier it would be to really love others and hence open the door for others to love you back.

In my childhood, when I used to look in that mirror, I didn’t really love the person I used to see. I wanted to be different and even completely someone else. I felt like things were missing in me, but as I matured and as things changed in my life, that perception for the person in the mirror changed. All the changes that happened taught me to love myself and love my life.

It’s that moment, that point in time where you start your journey of happiness because happiness is not a destination but rather the journey itself.

You’ll be surprised how your self-perception projects itself on your feelings, actions, attitude and hence your life as a whole. In return, this will influence the way people see you. So, take my brotherly advice and figure out what it takes you to start loving yourself. Only then, life will love you back and you will enjoy your journey full of happiness 🙂

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Khartoum & My Cigarillo Break

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My dear reader…I’d like to share with you a fresh story from my day…

So I was in an office…in a specific building somewhere very specific in Khartoum (I don’t even know the address of the office I’m working in…I guess you’ve figured that by now). In the afternoon, I felt like having my usual afternoon coffee and cigarillo. But I didn’t want to smoke in the office (though I had the whole room for myself). So I found the nearest balcony..had my cigarillo ready, my aromatic black cup of coffee (which I prepared 30 min earlier) in my hand and opened the balcony door.

What came next was what I’d like to call a wake up slap…it was a sudden rush of oven-hot, sun-dried scorching winds that drilled their way to my skin as if my whole suit wasn’t there. It was that sensation of standing in the midst of a BIG OVEN with a big shiny projector in your face!

Nevertheless, I embraced nature, embraced what it was telling me in those warm breaths of the Sudanese desert…I listened and smoked…for what seamed like eternity..but was actually less than 2 minutes. I looked at my cigarillo, which usually takes me around 5~6 minutes to smoke, and it wasn’t even half way done. But I just couldn’t get along anymore with the heat, so we decided to part, I turned off my smoke and went back in.

Now the first thing that came to my mind was: Thank God for ACs!…but the second thing I realized is that my coffee…yes that same 30min-old-barely-warm cup of coffee is HOT it was actually steamy again like I first made it!

Now many of you would ask why did I even bother and smoke…well it’s more like a ritual for me after lunch and a busy day, especially if there is a lot more to be done. It’s a means of self pampering and a moment of reflection. Don’t get me wrong here, I’m not a heavy smoker nor am I a promoter of smoking, I just know how to enjoy my cigarillos and cigars, they got their own moods and times…let’s just say we get along.

So the lesson for the day is: If you think you know what nature is and believe you can defy it or play along with it…think again!

Thank you Khartoum!

PMI’s International Development CoP Member Spotlight – Afif Tabsh, PMP, CBAP

Dear Friends,

I’m glad to share with you the below interview/article written about me and published in Project Management Institute (PMI’s) International Development Community of Practice. Link to the official article on PMI’s website for PMI Members is here.

Enjoy the below and let me know what you think,

Afif

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International Development CoP Member Spotlight

Afif Tabsh, PMP, CBAP
Consultant & Trainer at CMCS – Cofounder & President at Aie Serve
Lebanon

About Afif
As a management consultant and trainer at CMCS Lebanon I assist corporations and NGOs in Strategic Planning, Process Improvement, Human Capital Management, Project & Program Management and Leadership. 

I’m especially interested in the fields of Youth Empowerment, Diversity & Acceptance, Leadership, NGO & SME Management, Social Entrepreneurship, Coaching & Consultancy, and Training Techniques.

I’ve participated, organized, trained and was a guest speaker in numerous conferences, camps, workshops, conventions and seminars under Aie Serve, PMI, UNDP, UNESCO, Rotary, Youth Economic Forum, AUB Alumni Council, Arab Economic Form, LAU Peace & Justice Institute among others.

What Does International Development Mean to You?
With our growing interconnected world, global diversity is becoming a key topic on discussion panels as people from all walks of life are becoming interconnected with each other, do business together, volunteer for similar causes, even though they might be thousands of miles away.

Thus respecting differences and accepting the other has become a crucial factor of successful projects, programs and organizations at large, worldwide.

What Are You Most Passionate About?
I’m very passionate about professional volunteering, this has been reflected through the NGOs and clubs I have founded and others that I’m engaged in at the Board level.

Who Is Your Hero & Why?
My biggest hero so far has been my father who was able to balance a very busy life as a doctor with his passion for serving the community and promoting active citizenship along with taking care of his family and private life.

What Is One Strategy for Inclusion that You Can Share?
One of my best strategies is believing in the potential of individuals and focusing on respecting the differences, accepting the other and loving them for their humanity. Every person has a lot of potential to give, it’s just a matter of taking your time to understand them and see things from their perspective, know what they are good at and put it to work. When working in teams, it proves to be the best tool to really utilize the full potential of the team, as you don’t point fingers at them or have a prejudgment that they are incapable, but rather start from the preposition that they have the potential and you’re just there to uncover it.

What Exciting Projects, Programs or Portfolios Are Your Working On? 
I’m currently working on 4 very exciting programs in the volunteer youth NGO I’m leading called Aie Serve (www.AieServe.org – http://www.Facebook.com/AieServe). The programs are:

  • Aie Power – Platform for Youth to Transfer Project Ideas into Reality
  • Aie Consult – Incubator & Consultancy Program for Youth Led NGOs
  • Aie Skills – Training Program to Empower Youth with Soft, Life and Managerial skills
  • Aie Clubs – Network of Youth Lead Clubs in Universities and Local Areas that do Community Development, Service and Awareness Activities

What Is Your Favorite Book & Author?
I have 3 favorite books:

  • Who Moved My Cheese
  • The 7 Habits of Highly Effective People
  • Drive: The Surprising Truth About What Motivates Us 

What Have You Done to Change the World? What Will Your Legacy Be?
One of my proudest achievements is Aie Serve, I cannot say enough about it. I co-founded the organization 6 years ago with a group of friends from all walks of life, different countries, different majors, different ethnicity and different interests but with a shared vision: Serving The Community. From there it grew from a group of friends, to a team and an organization.

The true value of Aie Serve is not just what it does, but the fact that it is run completely by volunteers and the way it is managed internally. The core values of the organization drive it, and drive its programs and way of work. Those core values are simple, yet powerful as they make the way to move forward simple and straight forward.

Our values are: Respect, Acceptance & Love. 

Respecting others’ point of views and beliefs no matter what, accepting differences and considering them the seeds of diversity and finally, loving others for who they are, and not for their background, ethnicity, beliefs, colour or economic status.

If You Weren’t In Project Management, What Would You Be Doing?
If I wasn’t in project management I would be in the field of talent or human capital management. I believe working with, developing, empowering, and supporting people is absolutely crucial for everything we do in this world. Human potential is infinite, thus those who know how to tap into it, grow it and sustain it, will lead success.

Project Management for NGOs Workshop

Dear Readers,

I’d like to invite you to a workshop that I’m organizing and delivering as part of my work with CMCS Lebanon. Details below.

Workshop Topic: Project Management for NGOs
Date:  September 16 & 17, 2013
Time: 9:00am – 5:00pm
Venue: CMCS Lebanon Office – Hamra
Facilitator: Afif Tabsh, PMP®

Target Group:

  • NGO’s Board Members & Founders
  • NGO Consultants
  • Program & Project Managers/ Coordinator/ Assistants
  • General/ Grant Coordinators
  • Team/ Committee/ Task-force Leaders
  • Company Managers with interest in CSR Projects/Programs
  • UN & International Organizations’ Staff

Learning Outcomes:

  • Understand the difference between NGO projects and private sector projects.
  • Understand and identify how to use standard tools and techniques of project management in NGOs.
  • Understand the relationship between the Knowledge Areas in the PMBOK (PMI) in relation to NGO’s terminology and way of work.
  • Understand how to develop a project idea into a full project management plan.

Description:

  • A practical hands-on workshop designed in alignment with the international standard of project management along with the best practices in Project Management in NGOs.
  • Covers key topics and issues that everyone can build on to enhance the way they transform project ideas into fully functioning plans.
  • Includes numerous discussions, reflection sections and exercises.
  • Is approved by AUB and certified by PMI thus PMP/CAPM holder can claim PDUs for it.

Fees:
$ 550 US (including CMCS Customized Course Manual, a Process Chart, Certificate of Attendance, 15 PDUs, and Snacks & Refreshments). VAT included.

For Registration: PM for NGOs Registration Form

For More Information:
OFC: (+961) 1 345111
Mobile: (+961) 71 69000
FAX: (+961) 1 346111
Email: lebanon@cmcs-mena.com

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